Last updated: September 29, 2026
The Beta Agent Portal platform (“Beta Agent Portal,” the “Platform,” “we,” “us”) is operated and developed by RJ Webworks LLC. These Terms of Service (“Terms”) govern your access to and use of the Platform.
The Platform is provided exclusively to licensed insurance agents working for Beta Agent Portal and related insurance lines (“Agents,” “you”). By creating an account you represent that you are a properly licensed insurance agent in the states in which you operate, that you are at least 18 years old, and that you are authorized to accept these Terms.
By checking the agreement box during sign up, you confirm that you have read, understood, and agree to be bound by these Terms and the Privacy Policy. If you do not agree, do not use the Platform.
The Platform runs on prepaid credits. You add credits to your own balance, and you spend them on what you use. There is no weekly plan, subscription or minimum. Your balance, and every credit added or spent, is shown in your dashboard and in your monthly statements.
Credits pay for:
Credits do not expire. Credits spent on calls and leads that were delivered are final and non-refundable, whatever the outcome of the call or lead. Unspent credits are not redeemable for cash and are not refundable except at our discretion. Prices may change; a change applies to calls and orders after it takes effect, never to credits already spent.
Figures such as projected calls, deals, return, and annual premium are estimates. Actual results vary and are sometimes outside our control.
You add credits by card, Apple Pay, Google Pay or Link, processed by Stripe. A 3% card processing fee is added to each top-up and shown to you before you pay: adding $1,000 of credits charges $1,030. Credits appear on your balance as soon as the payment is confirmed.
If you save a card, you authorise us to charge it for top-ups you request, and for auto-reload according to the rule you set (for example, “add $500 when my balance falls below $100”), until you turn auto-reload off or remove the card. You can do either at any time in your settings.
By accepting these Terms and adding credits, you agree not to initiate, file, or pursue any payment dispute, chargeback, reversal, or bank/card complaint against any payment made to Beta Agent Portal or RJ Webworks LLC.
You agree that any billing question or concern will be raised and resolved exclusively through the channels described in Section 12 before any other action is taken. Filing a chargeback or dispute is a material breach of these Terms.
You specifically acknowledge that a top-up buys credits, delivered to your balance immediately on confirmation of payment, and that calls and leads paid for with those credits are services delivered when you receive them — regardless of your results. Volume, quality and conversion are not guaranteed anywhere in these Terms. A dispute or chargeback filed on the basis of poor results or dissatisfaction is a dispute about a service that was in fact delivered.
Your acceptance of these Terms, each payment and its amount, the credits added, and every call and lead charged to your balance are recorded, and may be provided to a card issuer, bank or processor in response to a dispute.
To the fullest extent permitted by law, the managers, members, officers, employees, and agents of Beta Agent Portal and RJ Webworks LLC are not liable for any chargebacks, disputes, reversals, or related fees or losses. You agree to reimburse us for any costs, fees, or losses we incur as a result of a chargeback or dispute you initiate in violation of these Terms.
You agree to act honestly, lawfully, and in good faith at all times. Specifically, you agree that you will not:
You are solely responsible for your own compliance with all laws and carrier guidelines applicable to your insurance sales.
When you buy leads on the Platform, you are buying access to those consumer contact records. Leads you buy, and leads you add yourself, make up your book.
We make no guarantee of quality, contact rate, or conversion. You are charged only for the leads actually delivered to you. Nothing in these Terms promises a number of conversations or any sale.
You may export your leads at any time, and you may keep and continue to work them after you stop using the Platform, including after your account is closed. Once a lead leaves the Platform, how you store, secure and use it is your responsibility, and Section 7 applies to every contact you make with it, on or off the Platform.
You may not sell, rent, trade, or give purchased leads to anyone else. Your access is for your own insurance sales.
A lead is a real person who filled in an advertisement form. When you contact them, you are the caller and the legal responsibility is yours. That includes, without limitation: the Telephone Consumer Protection Act, state calling-hour restrictions, state and federal Do Not Call registry scrubbing, your licensing in the consumer’s state, and identifying yourself and your agency truthfully on every call.
If a consumer asks not to be contacted again, you must mark them “do not call” in the Platform. This is not optional. Doing so permanently blocks that phone number and email address across the entire Platform, for every agency, and prevents the record from ever being reassigned. It can only be undone by RJ Webworks LLC, and only where there is a compelling reason.
Any SMS or email you send through the Platform in future is subject to the same consent requirements, and to any additional rules we publish for those channels.
You will indemnify Beta Agent Portal and RJ Webworks LLC against any claim, penalty, or cost arising from how you contacted a lead.
Leads you buy and leads you add are yours. They are never reclaimed or reassigned, whatever their status and however long you keep them, for as long as your account is open.
Your agency’s owner may export reclaimed leads out of the Platform. Once exported, the owner remains bound by the same compliance and deletion obligations that applied inside it, including honouring a consumer deletion request against their copy. Every export is recorded.
We may suspend or terminate your account at any time, with or without notice, for any violation of these Terms. If you are found to have lied, committed fraud, entered false information, or otherwise misrepresented facts on the phone system or in this system, your account may be terminated immediately.
Termination for any reason does not entitle you to any refund. All amounts paid remain non-refundable as described in Section 2.
The Platform is provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant uninterrupted or error-free service, any specific volume or quality of calls, or any specific earnings or results.
To the maximum extent permitted by law, in no event will Beta Agent Portal, RJ Webworks LLC, or their managers, members, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits or revenue. Our total aggregate liability for any claim relating to the Platform will not exceed the amount you paid to us in the one (1) month preceding the event giving rise to the claim.
We may update these Terms from time to time. Material changes will be reflected by updating the “Last updated” date above. Your continued use of the Platform after changes become effective constitutes acceptance of the revised Terms.
Any question, concern, billing matter, or dispute must first be submitted to us through the proper channels before any other action. Please contact your Beta Agent Portal manager, or reach RJ Webworks LLCat the contact provided to you when your account was created. We will work with you in good faith to resolve any issue. For any urgent requests please email: ryan@rjwebworks.comWith Subject: URGENT - Beta Agent Portal Request
By creating an account you acknowledge that you have read and agree to these Terms of Service.